For questions about interest rate issues, please use the Inquiry Ticket or Chat system located in the Support menu of Account Management.
For all below examples assume benchmark rates as follows:
| Benchmark (BM) | Rate |
|---|---|
| US Dollar Fed Funds Effective | 1.70% |
| EONIA (Euro Overnight Index Average) | 2.080% |
| CHF LIBOR (Overnight Rate) | (0.70)% |
| GBP LIBOR (Overnight Rate) | 4.439% |
When you hold excess positive cash balances, we'll pay interest as follows:
| Securities Settled Cash | Commodities Settled Cash | UKL Settled Cash | |
|---|---|---|---|
| 10,000 | 10,000 | 10,000 | |
| Commodity Margin Deficit | 5,000 | ||
| Adjusted Balance | 10,000 | 5,000 | 10,000 |
| Adjusted for Securities Balance | |||
| Cash for Interest | 10,000 | 5,000 | 10,000 |
| Combine Securities + IBUKL | 20,000 | ||
| Commodity | 5,000 |
| Securities Settled Cash | Commodities Settled Cash | UKL Settled Cash | |
|---|---|---|---|
| First 10,000 | 0.00 | 0.00 | 0.00 |
| Next 10,000 | 0.33 | 0.00 | 0.00 |
| Pay/Charge to Securities | 0.17 | ||
| Pay/Charge to UKL | 0.17 | ||
| Pay/Charge to Commodity | 0.00 | * interest is not paid to free cash held in the commodity sub-account |
When you hold a positive cash balance in your securities account and a negative cash balance in the IBUKL segement, interest will be paid as follows:
| Securities Settled Cash | Commodities Settled Cash | UKL Settled Cash | |
|---|---|---|---|
| 25,000 | 5,000 | (10,000) | |
| Commodity Margin Deficit | 5,000 | ||
| Adjusted Balance | 25,000 | 0.00 | (10,000) |
| Adjusted for Securities Balance | |||
| Cash for Interest | 25,000 | 0.00 | (10,000) |
| Combine Securities + IBUKL | 15,000 | ||
| Commodity | 0.00 |
| Securities Settled Cash | Commodities Settled Cash | UKL Settled Cash | |
|---|---|---|---|
| First 10,000 | 0.00 | 0.00 | 0.00 |
| Next 5,000 | 0.17 | 0.00 | 0.00 |
| Pay/Charge to Securities | 0.17 | ||
| Pay/Charge to UKL | 0.00 | ||
| Pay/Charge to Commodity | 0.00 |
If both the securities and UKL segments have negative cash and the commodity segment holds excess cash, interest will be calculated as follows:
| Securities Settled Cash | Commodities Settled Cash | UKL Settled Cash | |
|---|---|---|---|
| (30,000) | 150,000 | (10,000) | |
| Commodity Margin Deficit | 10,000 | ||
| Adjusted Balance | (30,000) | 140,000 | (10,000) |
| Adjusted for Securities Balance | 40,000 | ||
| Cash for Interest | 10,000 | 100,000 | (10,000) |
| Combine Securities + IBUKL | 0.00 | ||
| Commodity | 100,000 |
| Securities Settled Cash | Commodities Settled Cash | UKL Settled Cash | |
|---|---|---|---|
| First 10,000 | 0.00 | 0.00 | 0.00 |
| Next 0 | 0.00 | 0.00 | 0.00 |
| Pay/Charge to Securities | 0.00 | ||
| Pay/Charge to UKL | 0.00 | ||
| Pay/Charge to Commodity | 0.00 | * interest is not paid to free cash held in the commodity sub-account |
If the securities segment holds excess cash and the commodities segment holds negative cash, interest will be calculated as follows:
| Securities Settled Cash | Commodities Settled Cash | UKL Settled Cash | |
|---|---|---|---|
| 50,000 | (10,000) | 0.00 | |
| Commodity Margin Deficit | 0.00 | ||
| Adjusted Balance | 50,000 | (10,000) | 0.00 |
| Adjusted for Securities Balance | (10,000) | ||
| Cash for Interest | 40,000 | 0.00 | 0.00 |
| Combine Securities + IBUKL | 40,000 | ||
| Commodity | 0.00 |
| Securities Settled Cash | Commodities Settled Cash | UKL Settled Cash | |
|---|---|---|---|
| First 10,000 | 0.00 | 0.00 | 0.00 |
| Next 30,000 | 1.00 | 0.00 | 0.00 |
| Pay/Charge to Securities | 1.00 | ||
| Pay/Charge to UKL | 0.00 | ||
| Pay/Charge to Commodity | 0.00 |
When you have positive funds in the commodity segment but do not meet the 10,000 payment threshold for interest in the securities segment, interest will be calculated as follows:
| Securities Settled Cash | Commodities Settled Cash | UKL Settled Cash | |
|---|---|---|---|
| 2,500 | 200,000 | 0.00 | |
| Commodity Margin Deficit | 10,000 | ||
| Adjusted Balance | 2,500 | 190,000 | 0.00 |
| Adjusted for Securities Balance | |||
| Cash for Interest | 2,500 | 190,000 | 0.00 |
| Combine Securities + IBUKL | 2,500 | ||
| Commodity | 190,000 |
| Securities Settled Cash | Commodities Settled Cash | UKL Settled Cash | |
|---|---|---|---|
| First 10,000 | 0.00 | 0.00 | 0.00 |
| Next 0 | 0.00 | 0.00 | 0.00 |
| Pay/Charge to Securities | 0.00 | ||
| Pay/Charge to UKL | 0.00 | ||
| Pay/Charge to Commodity | 0.00 | * interest is not paid to free cash held in the commodity sub-account. |
When you have an excess positive cash balance in CHF, daily interest will be calculated as follows:
| Securities Settled Cash | Commodities Settled Cash | UKL Settled Cash | |
|---|---|---|---|
| 220,000 | 0.00 | 10,000 | |
| Commodity Margin Deficit | 0.00 | ||
| Adjusted Balance | 220,000 | 0.00 | 10,000 |
| Adjusted for Securities Balance | |||
| Cash for Interest | 220,000 | 0.00 | 10,000 |
| Combine Securities + IBUKL | 230,000 | ||
| Commodity | 0.00 |
| Securities Settled Cash | Commodities Settled Cash | UKL Settled Cash | |
|---|---|---|---|
| First 100,000 | 0.00 | 0.00 | 0.00 |
| Next 130,000 | (3.43) | 0.00 | 0.00 |
| Pay/Charge to Securities | (3.28) | ||
| Pay/Charge to UKL | (0.15) | ||
| Pay/Charge to Commodity | 0.00 |
Der Online-Handel mit Aktien, Optionen, Futures, Währungen, ausländischen Papieren und festverzinslichen Produkten kann mit dem Risiko von erheblichen Verlusten einhergehen. Der Handel mit Optionen ist nicht für alle Anleger/-innen geeignet. Weitere Informationen können Sie dem Dokument „Characteristics and Risks of Standardized Options“ (Besonderheiten und Risiken standardisierter Optionen) entnehmen.
Bitte beachten Sie, dass Ihre Einlagen Risikokapital darstellen und Ihre Verluste den Wert Ihrer ursprünglichen Investition übersteigen können.
Interactive Brokers (U.K.) Limited ist von der Financial Conduct Authority zugelassen und wird von dieser reguliert. FCA-Referenznummer: 208159.
Kryptoanlagen werden in Großbritannien nicht reguliert. Interactive Brokers (U.K) Limited (IBUK) ist bei der Financial Conduct Authority unter den „Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017“ als Firma für Kryptoanlagen registriert.
Interactive Brokers LLC wird von der US SEC und der CFTC reguliert und ist Mitglied des SIPC-Entschädigungsprogramms (www.sipc.org).
Das UK-FSCS-System kommt nur unter bestimmten Bedingungen zur Anwendung.
Bevor Kundinnen und Kunden mit dem Handeln beginnen, müssen sie die entsprechenden Risikoinformationen in unseren Warnhinweisen und Offenlegungen durchlesen.
Eine Liste der weltweiten IBG-Mitgliedschaften finden Sie in unserer Börsenübersicht.